Plan Ledger DOL Form 5500 · updated monthly

Ust Global Inc401(k)

UST GLOBAL INC 401(K) PLAN · ALISO VIEJO, CA · plan year 2024

Reported admin expense ratio · 2024
0.35%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Ust Global Inc reported $530,959 in plan administrative expenses for 2024: 0.35% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,862 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.47% to 0.35%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 640th-largest of 9,483 plans among California employers on file, and the 939th of 11,654 in professional & technical services. In 2024, employees put in $4.28 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$169,601,529
Participants with balances4,604
Active participants3,713
Employer contributions$6,911,884
Employee contributions$29,607,150
Employer contribution per active participant$1,862
Average account balance$36,838
Benefits paid to participants$23,189,099
Plan auditUnmodified (clean) audit opinion
AuditorSTEPHENS, REIDINGER & BELLER LLP
Plan history3
Yearassets · accounts · employer contribution
2024$169.6M · 4,604 accts · $6.9M emplr
2023$130.6M · 4,635 accts · $7.7M emplr
2022$82.9M · 3,735 accts · $4.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$396,226
Investment management$134,733
Total administrative$530,959
The Ust Global Inc 401(k) match · 2024
Employer contribution per active participant$1,862
Median for plans this size$3,635
2024$1,862 per active participant
2023$2,034 per active participant
2022$1,123 per active participant

Ust Global Inc's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$396,226
MORGAN STANLEY GLOBAL BA · Investment advisory (plan)$134,733

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$530,959 · 0.35%
2023$389,533 · 0.36%
2022$386,482 · 0.47%
Same employer
Similar plansProfessional & Technical Services · California
Hanson Bridgett LLP CA$178.0M · 0.13%
McAfee LLC CA$173.7M · 0.04%
Rutan & Tucker, LLP CA$170.6M · 0.01%
Infoblox, Inc. CA$170.5M · 0.14%
Asana Inc. CA$169.4M · 0.07%
Servicetitan, Inc. CA$168.7M · 0.06%
Gigamon, Inc. CA$160.1M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 261539797 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.