Plan Ledger DOL Form 5500 · updated monthly

Usn Opco, LLC401(k)

PANORAMIC HEALTH 401K PLAN · TEMPE, AZ · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Usn Opco, LLC reported $60,709 in plan administrative expenses for 2024: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,741 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.03%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 65th-largest of 1,285 plans among Arizona employers on file, and the 541st of 11,911 in health care & social assistance. In 2024, employees put in $3.20 for every $1.00 the employer contributed; active participation has grown from 196 to 1,740 since 2022.

Plan summary
Net assets, end of year$260,887,960
Participants with balances1,952
Active participants1,740
Employer contributions$4,768,855
Employee contributions$15,278,099
Employer contribution per active participant$2,741
Average account balance$133,652
Benefits paid to participants$11,449,437
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$260.9M · 1,952 accts · $4.8M emplr
2023$206.2M · 2,061 accts · $4.0M emplr
2022$129.7M · 374 accts · $2.8M emplr
Administrative expenses, itemized · 2024
Investment management$43,037
Total administrative$60,709
The Usn Opco, LLC 401(k) match · 2024
Employer contribution per active participant$2,741
Median for plans this size$3,635
2024$2,741 per active participant
2023$2,102 per active participant
2022$14,351 per active participant

Usn Opco, LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$43,037
GLOBAL RETIREMENT PARTNERS, LLC · Consulting$42,500
WELLTH ADVISORY SERVICES, LLC · Consulting$42,500
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$60,709 · 0.03%
2023$127,885 · 0.08%
2022$26,618 · 0.02%
Similar plansHealth Care & Social Assistance · Arizona
Vitalant AZ$428.6M · 0.13%
Tmc Healthcare AZ$379.4M · 0.15%
District Medical Group, Inc. AZ$300.3M · 0.08%
Yuma Regional Medical Center AZ$180.5M · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 853975194 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.