Plan Ledger DOL Form 5500 · updated monthly

US Fertility Holdings, LLC401(k)

US FERTILITY HOLDINGS, LLC PROFIT SHARING PLAN · ROCKVILLE, MD · plan year 2024

Reported admin expense ratio · 2024
0.27%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

US Fertility Holdings, LLC reported $400,640 in plan administrative expenses for 2024: 0.27% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,432 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.34% to 0.27%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 98th-largest of 1,671 plans among Maryland employers on file, and the 691st of 11,911 in health care & social assistance. In 2024, employees put in $2.18 for every $1.00 the employer contributed; active participation has grown from 2,014 to 2,854 since 2022.

Plan summary
Net assets, end of year$179,676,878
Participants with balances3,216
Active participants2,854
Employer contributions$6,940,568
Employee contributions$15,149,599
Employer contribution per active participant$2,432
Average account balance$55,870
Benefits paid to participants$10,214,175
Plan auditUnmodified (clean) audit opinion
AuditorCASSELL PLAN AUDITS, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$179.7M · 3,216 accts · $6.9M emplr
2023$115.2M · 2,495 accts · $4.4M emplr
2022$86.4M · 2,256 accts · $3.6M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$400,640
Total administrative$400,640
The US Fertility Holdings, LLC 401(k) match · 2024
Employer contribution per active participant$2,432
Median for plans this size$3,635
2024$2,432 per active participant
2023$2,037 per active participant
2022$1,765 per active participant

US Fertility Holdings, LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$572,769
FRANK PENSION CONSULTANTS, LTD. · Contract administrator · Investment advisory (plan)$65,256
MERCER · Consultingindirect comp
CASSELL PLAN AUDITS, INC. · Other servicesindirect comp
LAWRENCE J. EINSENBERG P.C. · Legalindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$400,640 · 0.27%
2023$346,575 · 0.34%
2022$275,925 · 0.34%
Similar plansHealth Care & Social Assistance · Maryland
Oak Crest Village, Inc. MD$294.7M · 0.26%
Tidalhealth, Inc. MD$276.2M · 0.08%
Cua Opco, LLC MD$170.8M · 0.21%
Suburban Hospital, Inc. MD$162.0M · 0.11%
Sheppard Pratt Health System MD$156.6M · 0.22%
Carroll Hospital Center MD$155.1M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 851687446 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.