Plan Ledger DOL Form 5500 · updated monthly

US & S Inc401(k)

US & S INC 401(K) PROFIT SHARING PLAN & TRUST · GREENVILLE, SC · plan year 2024

Reported admin expense ratio · 2024
2.09%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

US & S Inc reported $28,390 in plan administrative expenses for 2024: 2.09% of average plan assets, higher than ~90% of peers. Employer contributions averaged $329 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 1.01% to 2.09%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in South Carolina (720th of 807), and 2,042nd of 2,534 in administrative & support services. In 2024, employees put in $1.86 for every $1.00 the employer contributed; active participation has grown from 296 to 408 since 2022.

Plan summary
Net assets, end of year$1,539,928
Participants with balances882
Active participants408
Employer contributions$134,218
Employee contributions$249,184
Employer contribution per active participant$329
Average account balance$1,746
Benefits paid to participants$141,853
Plan auditUnmodified (clean) audit opinion
AuditorGOSNELL MENARD ROBINSON INFANTE CPA
Plan history3
Yearassets · accounts · employer contribution
2024$1.5M · 882 accts · $134K emplr
2023$1.2M · 707 accts · $165K emplr
2022$934K · 652 accts · $155K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$28,390
Total administrative$28,390
The US & S Inc 401(k) match · 2024
Employer contribution per active participant$329
Median for plans this size$1,313
2024$329 per active participant
2023$733 per active participant
2022$522 per active participant

US & S Inc's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$28,390 · 2.09%
2023$13,827 · 1.31%
2022$8,530 · 1.01%
Similar plansAdministrative & Support Services · South Carolina
Quadrant Phr, LLC SC$2.7M · 0.80%
Envirosmart, Inc. SC$2.2M · 0.56%
Sej Services, LLC SC$1.2M · 0.73%
World Payroll & HR LLC SC$1.1M · 1.93%
Teletech Corp SC$773K · 1.53%
Prodisposal USA LLC SC$338K · 1.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 412079418 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.