Plan Ledger DOL Form 5500 · updated monthly

Urm Stores, Inc.401(k)

URM 401(K) PLAN · SPOKANE, WA · plan year 2024

Reported admin expense ratio · 2024
0.13%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Urm Stores, Inc. reported $68,792 in plan administrative expenses for 2024: 0.13% of average plan assets, below the peer median. Employer contributions averaged $7,241 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.11% to 0.13%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 296th-largest of 1,714 plans among Washington employers on file, and the 577th of 5,215 in retail trade. In 2024, employees put in $1.02 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$58,349,199
Participants with balances414
Active participants325
Employer contributions$2,353,166
Employee contributions$2,389,865
Employer contribution per active participant$7,241
Average account balance$140,940
Benefits paid to participants$3,995,735
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$58.3M · 414 accts · $2.4M emplr
2023$51.3M · 403 accts · $2.3M emplr
2022$46.4M · 395 accts · $780K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$68,792
Total administrative$68,792
The Urm Stores, Inc. 401(k) match · 2024
Employer contribution per active participant$7,241
Median for plans this size$3,635
2024$7,241 per active participant
2023$7,156 per active participant
2022$2,550 per active participant

Urm Stores, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$68,792

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$68,792 · 0.13%
2023$60,487 · 0.12%
2022$58,818 · 0.11%
Same employer
Similar plansRetail Trade · Washington
Ben Bridge Jeweler, Inc. WA$68.3M · 0.21%
Zumiez Inc WA$64.9M · 0.29%
Bowflex Inc. WA$60.6M · 0.15%
Funko, LLC WA$44.9M · 0.13%
Hannah Motor Co., Inc. WA$44.1M · 0.24%
Titus-Will WA$37.1M · 0.86%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910447070 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.