Plan Ledger DOL Form 5500 · updated monthly

Urban Outfitters, Inc.401(k)

URBAN OUTFITTERS, INC. 401(K) SAVINGS PLAN · PHILADELPHIA, PA · plan year 2025

Reported admin expense ratio · 2025
0.12%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Urban Outfitters, Inc. reported $578,991 in plan administrative expenses for 2025: 0.12% of average plan assets, higher than ~75% of peers. Employer contributions averaged $415 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.19% to 0.12%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other retail trade employers. By assets it is the 149th-largest of 3,651 plans among Pennsylvania employers on file, and the 114th of 5,215 in retail trade. In 2025, employees put in $3.37 for every $1.00 the employer contributed; active participation has grown from 19,153 to 25,215 since 2022.

Plan summary
Net assets, end of year$513,251,064
Participants with balances7,912
Active participants25,215
Employer contributions$10,455,440
Employee contributions$35,272,273
Employer contribution per active participant$415
Average account balance$64,870
Benefits paid to participants$33,593,754
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$513.3M · 7,912 accts · $10.5M emplr
2024$418.3M · 7,469 accts · $9.7M emplr
2023$348.5M · 7,263 accts · $8.6M emplr
2022$269.8M · 6,947 accts · $7.8M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$471,802
Investment management$107,189
Total administrative$578,991
The Urban Outfitters, Inc. 401(k) match · 2025
Employer contribution per active participant$415
Median for plans this size$4,295
2025$415 per active participant
2024$399 per active participant
2023$409 per active participant
2022$408 per active participant

Urban Outfitters, Inc.'s 2025 employer contribution ran below the $4,295 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$399,748
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$107,189
MERCER INVESTMENTS LLC · Investment advisory (plan)$72,040

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$578,991 · 0.12%
2024$530,799 · 0.14%
2023$522,656 · 0.17%
2022$535,893 · 0.19%
Same employer
Similar plansRetail Trade · Pennsylvania
84 Lumber Company, L.P. PA$779.5M · 0.07%
Sheetz, Inc PA$778.4M · 0.14%
Amerigas Propane, Inc. PA$530.0M · 0.10%
Weis Markets, Inc. PA$304.0M · 0.70%
Thrifty Payless Inc. PA$266.9M · 0.05%
Clark Core Services, LLC PA$258.2M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232003332 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.