Plan Ledger DOL Form 5500 · updated monthly

Pacific Clinics401(k)

401(K) PROFIT SHARING PLAN OF PACIFIC CLINICS · CAMPBELL, CA · plan year 2024

Reported admin expense ratio · 2024
0.17%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Pacific Clinics reported $197,606 in plan administrative expenses for 2024: 0.17% of average plan assets, above the peer median. Employer contributions averaged $2,103 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.28% to 0.17%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other other services employers. By assets it is the 826th-largest of 9,483 plans among California employers on file, and the 149th of 3,341 in other services. In 2024, employees put in $2.21 for every $1.00 the employer contributed; active participation has grown from 106 to 2,308 since 2022.

Plan summary
Net assets, end of year$126,515,952
Participants with balances2,908
Active participants2,308
Employer contributions$4,854,080
Employee contributions$10,709,556
Employer contribution per active participant$2,103
Average account balance$43,506
Benefits paid to participants$11,431,975
Plan auditUnmodified (clean) audit opinion
AuditorNICHOLS, RICK AND COMPANY, CPA'S
Plan history3
Yearassets · accounts · employer contribution
2024$126.5M · 2,908 accts · $4.9M emplr
2023$106.3M · 2,918 accts · $4.9M emplr
2022$11.7M · 994 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$155,742
Investment management$22,641
Audit (IQPA)$15,500
Total administrative$197,606
The Pacific Clinics 401(k) match · 2024
Employer contribution per active participant$2,103
Median for plans this size$3,635
2024$2,103 per active participant
2023$2,389 per active participant

Pacific Clinics's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
ADVISED ASSET GROUP · Investment management$22,641
LEE CPA AUDIT GROUP · Accounting / audit$15,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$197,606 · 0.17%
2023$220,825 · 0.37%
2022$19,582 · 0.28%
All plans at this employer4
UPLIFT FAMILY SERVICES 401(K) PLAN401(k)
UPLIFT FAMILY SERVICES 403(B) PLAN403(b)
401(K) PROFIT SHARING PLAN OF PACIFIC CLINICS401(k)
403(B) THRIFT PLAN OF PACIFIC CLINICS403(b)
Same employer
Similar plansOther Services · California
Prudential Overall Supply CA$125.2M · 0.21%
Stamps.com Inc CA$117.3M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942295953 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.