Plan Ledger DOL Form 5500 · updated monthly

Universal Projects Inc. T/A Ace Distributing401(k)

UNIVERSAL PROJECTS INC T/A ACE DISTRIBUTING 401(K)PLAN · WRIGHTSVILLE, PA · plan year 2024

Reported admin expense ratio · 2024
0.96%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Universal Projects Inc. T/A Ace Distributing reported $37,109 in plan administrative expenses for 2024: 0.96% of average plan assets, higher than ~75% of peers. Employer contributions averaged $927 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.96%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Pennsylvania (3,006th of 3,651), and 3,781st of 4,246 in wholesale trade. In 2024, employees put in $2.74 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,069,842
Participants with balances124
Active participants107
Employer contributions$99,240
Employee contributions$271,435
Employer contribution per active participant$927
Average account balance$32,821
Benefits paid to participants$465,033
Plan auditUnmodified (clean) audit opinion
AuditorKBST&M CERTIFIED PUBLIC ACCOUNTANTS
Plan history3
Yearassets · accounts · employer contribution
2024$4.1M · 124 accts · $99K emplr
2023$3.7M · 124 accts · $89K emplr
2022$3.0M · 118 accts · $104K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,115
Investment management$31,994
Total administrative$37,109
The Universal Projects Inc. T/A Ace Distributing 401(k) match · 2024
Employer contribution per active participant$927
Median for plans this size$1,313
2024$927 per active participant
2023$911 per active participant
2022$1,049 per active participant

Universal Projects Inc. T/A Ace Distributing's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
BENEFIT PLANS ADMIN SERVICES · Recordkeeping · Custodial (securities)$37,110

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024BENEFIT PLANS ADMIN SERVICES
2023BENEFIT PLANS ADMIN SERVICES

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Administrative cost history3
2024$37,109 · 0.96%
2023$33,094 · 0.99%
2022$31,373 · 0.97%
Same employer
Similar plansWholesale Trade · Pennsylvania
Binkley & Hurst LP PA$4.5M · 0.66%
Good Tire Service, Inc. PA$4.3M · 0.10%
Imlers Poultry PA$4.2M · 0.60%
Harrisburg Dairies, Inc PA$4.1M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232576501 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.