Plan Ledger DOL Form 5500 · updated monthly

United Natural Foods, Inc401(k)

UNFI 401(K) PLAN · PROVIDENCE, RI · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

United Natural Foods, Inc reported $1,388,492 in plan administrative expenses for 2024: 0.05% of average plan assets, above the peer median. Employer contributions averaged $1,211 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.14% to 0.05%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other wholesale trade employers. By assets it is the 4th-largest of 286 plans among Rhode Island employers on file, and the 12th of 4,246 in wholesale trade. In 2024, employees put in $3.09 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,763,841,886
Participants with balances39,765
Active participants24,741
Employer contributions$29,953,397
Employee contributions$92,547,423
Employer contribution per active participant$1,211
Average account balance$69,504
Benefits paid to participants$310,321,446
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$2.8B · 39,765 accts · $30.0M emplr
2023$2.7B · 40,055 accts · $30.0M emplr
2022$2.5B · 37,418 accts · $27.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,287,899
Audit (IQPA)$44,161
Total administrative$1,388,492
The United Natural Foods, Inc 401(k) match · 2024
Employer contribution per active participant$1,211
Median for plans this size$5,259
2024$1,211 per active participant
2023$1,137 per active participant
2022$1,093 per active participant

United Natural Foods, Inc's 2024 employer contribution ran below the $5,259 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$1,388,492 · 0.05%
2023$1,379,747 · 0.05%
2022$3,810,556 · 0.14%
Same employer
Similar plansWholesale Trade · Rhode Island
Robert Bosch LLC IL$4.6B · 0.06%
W. W. Grainger, Inc. IL$3.8B · 0.03%
Ferguson Enterprises, LLC VA$3.6B · 0.04%
Gordon Food Service, Inc. MI$2.8B · 0.08%
Canon U.S.A., Inc. NY$2.7B · 0.06%
Genuine Parts Company GA$2.5B · 0.10%
US Foods, Inc. IL$2.5B · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 050376157 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.