Plan Ledger DOL Form 5500 · updated monthly

United Heating and Cooling Incorporated401(k)

UNITED HEATING AND COOLING 401 K PLAN · GRANDVIEW, MO · plan year 2024

Reported admin expense ratio · 2024
0.77%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

United Heating and Cooling Incorporated reported $68,352 in plan administrative expenses for 2024: 0.77% of average plan assets, above the peer median. Employer contributions averaged $731 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.69% to 0.77%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Missouri (890th of 1,393), and 3,221st of 5,337 in construction. In 2024, employees put in $3.70 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,144,937
Participants with balances180
Active participants177
Employer contributions$129,319
Employee contributions$477,890
Employer contribution per active participant$731
Average account balance$50,805
Benefits paid to participants$969,807
Plan auditUnmodified (clean) audit opinion
AuditorA.C. EVANS LLC
Plan history3
Yearassets · accounts · employer contribution
2024$9.1M · 180 accts · $129K emplr
2023$8.5M · 189 accts · $131K emplr
2022$7.2M · 185 accts · $133K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$25,222
Investment management$43,130
Total administrative$68,352
The United Heating and Cooling Incorporated 401(k) match · 2024
Employer contribution per active participant$731
Median for plans this size$1,313
2024$731 per active participant
2023$803 per active participant
2022$756 per active participant

United Heating and Cooling Incorporated's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NEWPORT GROUP, INC. · Recordkeeping · Consulting$25,223
CREATIVE PLANNING, INC. · Investment advisory (plan)$43,130

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Newport (Ascensus)
2023Newport (Ascensus)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$68,352 · 0.77%
2023$54,076 · 0.69%
2022$54,574 · 0.69%
Same employer
Similar plansConstruction · Missouri
Harold G. Butzer, Inc. MO$12.5M · 0.43%
Mts Contracting, Inc. MO$7.3M · 0.51%
Hth Companies, Inc. MO$7.2M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431563674 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.