Plan Ledger DOL Form 5500 · updated monthly

United Grain Corporation401(k)

UNITED GRAIN RETIREMENT AND SAVINGS PLAN · VANCOUVER, WA · plan year 2024

Reported admin expense ratio · 2024
0.11%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

United Grain Corporation reported $45,352 in plan administrative expenses for 2024: 0.11% of average plan assets, lower than ~75% of peers. Employer contributions averaged $11,969 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.13% to 0.11%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 410th-largest of 1,714 plans among Washington employers on file, and the 984th of 4,246 in wholesale trade. In 2024, the employer put in $1.45 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$42,084,682
Participants with balances145
Active participants106
Employer contributions$1,268,676
Employee contributions$873,453
Employer contribution per active participant$11,969
Average account balance$290,239
Benefits paid to participants$2,272,572
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$42.1M · 145 accts · $1.3M emplr
2023$37.3M · 141 accts · $1.5M emplr
2022$31.3M · 136 accts · $1.7M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,463
Investment management$41,889
Total administrative$45,352
The United Grain Corporation 401(k) match · 2024
Employer contribution per active participant$11,969
Median for plans this size$2,416
2024$11,969 per active participant
2023$14,456 per active participant
2022$16,908 per active participant

United Grain Corporation's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$46,701
CAMBRIDGE INVESTMENT RESEARCH, INC. · Investment advisory (plan)$41,889

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$45,352 · 0.11%
2023$43,556 · 0.13%
2022$43,657 · 0.13%
Same employer
Similar plansWholesale Trade · Washington
Key Tronic Corporation WA$51.2M · 0.16%
Pepsi Northwest Beverages WA$51.1M · 0.01%
Bda, LLC WA$48.7M · 0.44%
Gwp Holdings LLC WA$38.3M · 0.36%
Pac Worldwide Corporation WA$37.4M · 0.32%
Tumac Lumber Co., Inc. WA$37.2M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930575964 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.