Plan Ledger DOL Form 5500 · updated monthly

United Counseling Service of Bennington County403(b)

UNITED COUNSELING SERVICE 403(B) PLAN · BENNINGTON, VT · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

United Counseling Service of Bennington County reported $4,675 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $610 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.054%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Vermont (154th of 230), and 6,084th of 11,911 in health care & social assistance. In 2024, employees put in $2.01 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,921,061
Participants with balances199
Active participants301
Employer contributions$183,585
Employee contributions$368,723
Employer contribution per active participant$610
Average account balance$44,829
Benefits paid to participants$1,446,410
Plan auditUnmodified (clean) audit opinion
AuditorKITTELL BRANAGAN & SARGENT
Plan history3
Yearassets · accounts · employer contribution
2024$8.9M · 199 accts · $184K emplr
2023$8.4M · 196 accts · $190K emplr
2022$7.3M · 186 accts · $172K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,675
Total administrative$4,675
Employer contributions to the United Counseling Service of Bennington County plan · 2024
Employer contribution per active participant$610
Median for plans this size$1,313
2024$610 per active participant
2023$619 per active participant
2022$618 per active participant

United Counseling Service of Bennington County's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FUTUREPLAN BY ASCENSUS · Contract administrator$3,400
CAPITAL RESEARCH AND MANAGEMENT COM$1,775

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$4,675 · 0.05%
2023Not separately reported
2022$4,352 · 0.05%
Same employer
Similar plansHealth Care & Social Assistance · Vermont
Clara Martin Center VT$7.0M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030199213 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.