Plan Ledger DOL Form 5500 · updated monthly

Unifund Ccr, LLC401(k)

UNIFUND 401(K) SAVINGS PLAN · BLUE ASH, OH · plan year 2023

Reported admin expense ratio · 2023
0.40%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Unifund Ccr, LLC reported $57,314 in plan administrative expenses for 2023: 0.40% of average plan assets, above the peer median. Employer contributions averaged $4,009 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.40% to 0.43%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other administrative & support services employers. By assets it is the 1,616th-largest of 3,295 plans among Ohio employers on file, and the 775th of 2,534 in administrative & support services. In 2023, employees put in $1.79 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,757,299
Participants with balances139
Active participants93
Employer contributions$372,837
Employee contributions$667,416
Employer contribution per active participant$4,009
Average account balance$106,168
Benefits paid to participants$2,398,771
Plan auditUnmodified (clean) audit opinion
AuditorBARNES, DENNIG & CO., LTD.
Plan history3
Yearassets · accounts · employer contribution
2024$12.5M · 83 accts · $274K emplr
2023$14.8M · 139 accts · $373K emplr
2022$13.8M · 119 accts · $347K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$23,033
Investment management$34,175
Total administrative$57,314
The Unifund Ccr, LLC 401(k) match · 2023
Employer contribution per active participant$4,009
Median for plans this size$2,440
2024$8,310 per active participant
2023$4,009 per active participant
2022$3,947 per active participant

Unifund Ccr, LLC's 2023 employer contribution ran above the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20235
MORGAN STANLEY · Investment advisory (plan)$30,921
EMPOWER ADVISORY GROUP, LLC · Investment management$3,254
GWFS EQUITIES INC · Securities brokerage$106
GWFS EQUITIES INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$58,176 · 0.43%
2023$57,314 · 0.40%
2022$60,015 · 0.40%
Similar plansAdministrative & Support Services · Ohio
Oriana House, Inc. OH$24.5M · 0.47%
The Reserves Network, Inc. OH$13.6M · 0.32%
Innosource, Inc. OH$13.2M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 452794185 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.