Plan Ledger DOL Form 5500 · updated monthly

Umpqua Community Health Center Inc dba Aviva Health403(b)

UMPQUA COMMUNITY HEALTH CENTER INC 403(B) RETIREMENT SAVINGS PLAN · ROSEBURG, OR · plan year 2024

Reported admin expense ratio · 2024
0.39%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Umpqua Community Health Center Inc dba Aviva Health reported $33,357 in plan administrative expenses for 2024: 0.39% of average plan assets, below the peer median. Employer contributions averaged $1,292 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.49% to 0.39%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Oregon (576th of 1,021), and the 5,930th of 11,911 in health care & social assistance. In 2024, employees put in $2.47 for every $1.00 the employer contributed; active participation has grown from 294 to 330 since 2022.

Plan summary
Net assets, end of year$9,332,607
Participants with balances330
Active participants330
Employer contributions$426,237
Employee contributions$1,053,256
Employer contribution per active participant$1,292
Average account balance$28,281
Benefits paid to participants$957,508
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.3M · 330 accts · $426K emplr
2023$7.8M · 261 accts · $356K emplr
2022$6.1M · 241 accts · $369K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$10,035
Investment management$23,322
Total administrative$33,357
The Umpqua Community Health Center Inc dba Aviva Health 401(k) match · 2024
Employer contribution per active participant$1,292
Median for plans this size$1,313
2024$1,292 per active participant
2023$1,220 per active participant
2022$1,256 per active participant

Umpqua Community Health Center Inc dba Aviva Health's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL FINANCIAL GROUP · Contract administrator$31,855
DESCHUTES INVESTMENT · Investment advisory (plan)$23,322

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$33,357 · 0.39%
2023$34,405 · 0.49%
2022$27,628 · 0.49%
Same employer
Similar plansHealth Care & Social Assistance · Oregon
Mercy Flights Incorporated OR$10.4M · 0.63%
Generations LLC OR$9.2M · 0.59%
Seran Bioscience, LLC OR$9.0M · 1.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 931070304 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.