Plan Ledger DOL Form 5500 · updated monthly

U.S. Cad401(k)

U.S. CAD 401(K) PLAN · IRVINE, CA · plan year 2024

Reported admin expense ratio · 2024
0.76%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

U.S. Cad reported $63,955 in plan administrative expenses for 2024: 0.76% of average plan assets, above the peer median. Employer contributions averaged $2,687 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.80% to 0.76%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in California (5,506th of 9,483), and 8,044th of 11,654 in professional & technical services. In 2024, employees put in $3.03 for every $1.00 the employer contributed; active participation has grown from 111 to 147 since 2022.

Plan summary
Net assets, end of year$9,836,286
Participants with balances175
Active participants147
Employer contributions$395,007
Employee contributions$1,198,242
Employer contribution per active participant$2,687
Average account balance$56,207
Benefits paid to participants$421,052
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.8M · 175 accts · $395K emplr
2023$7.0M · 139 accts · $263K emplr
2022$5.0M · 132 accts · $273K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,340
Investment management$37,615
Total administrative$63,955
The U.S. Cad 401(k) match · 2024
Employer contribution per active participant$2,687
Median for plans this size$1,313
2024$2,687 per active participant
2023$2,022 per active participant
2022$2,463 per active participant

U.S. Cad's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ONEDIGITAL INVESTMENT ADVISORS LLC · Investment advisory (plan)$28,006
EMPOWER ADVISORY GROUP, LLC · Investment management$9,609

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$63,955 · 0.76%
2023$48,496 · 0.81%
2022$38,371 · 0.80%
Same employer
Similar plansProfessional & Technical Services · California
Srs Consulting, Inc CA$9.9M · 0.02%
Pavement Engineering Inc. CA$9.9M · 0.77%
Just Media, Inc. CA$9.9M · 0.60%
Raintree Systems, Inc. CA$9.8M · 0.42%
Italent Corporation CA$9.8M · 0.54%
Americor Funding CA$9.8M · 0.53%
Pioneer Works, Inc CA$9.8M · 0.13%

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Source: U.S. Department of Labor, Form 5500 series, EIN 821676628 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.