Plan Ledger DOL Form 5500 · updated monthly

U. S. Auto Group Limited401(k)

U.S. AUTO GROUP LIMITED 401(K) PLAN · BIRMINGHAM, MI · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

U. S. Auto Group Limited reported $17,425 in plan administrative expenses for 2024: 0.18% of average plan assets, lower than ~75% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.18%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Michigan (1,505th of 2,619), and the 2,537th of 5,215 in retail trade.

Plan summary
Net assets, end of year$10,520,719
Participants with balances168
Active participants159
Employer contributions$0
Employee contributions$902,723
Employer contribution per active participant$0
Average account balance$62,623
Benefits paid to participants$616,494
Plan auditUnmodified (clean) audit opinion
AuditorJANZ & KNIGHT PLC
Plan history3
Yearassets · accounts · employer contribution
2024$10.5M · 168 accts
2023$8.9M · 176 accts
2022$7.6M · 185 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,994
Investment management$1,181
Audit (IQPA)$14,250
Total administrative$17,425
The U. S. Auto Group Limited 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313

U. S. Auto Group Limited's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JANZ & KNIGHT · Accounting / audit$14,250
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$1,994

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$17,425 · 0.18%
2023$17,922 · 0.22%
2022$2,572 · 0.03%
Similar plansRetail Trade · Michigan
The Pond Guy, Inc. MI$10.9M · 0.81%
Thelen, Inc. MI$10.6M · 0.41%
Tapper's Fine Jewelry, Inc. MI$10.4M · 0.62%
Bowman Auto Group, Inc. MI$10.4M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 382517690 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.