Plan Ledger DOL Form 5500 · updated monthly

U.M.C., Inc.401(k)

U.M.C., INC EMPLOYEE 401(K) PLAN · MONTICELLO, MN · plan year 2025

Reported admin expense ratio · 2025
0.32%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

U.M.C., Inc. reported $92,700 in plan administrative expenses for 2025: 0.32% of average plan assets, above the peer median. Employer contributions averaged $3,640 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.11% to 0.32%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other manufacturing employers. By assets it is the 670th-largest of 1,918 plans among Minnesota employers on file, and the 4,314th of 13,661 in manufacturing. In 2025, employees put in $1.72 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$31,608,390
Participants with balances261
Active participants197
Employer contributions$717,146
Employee contributions$1,234,368
Employer contribution per active participant$3,640
Average account balance$121,105
Benefits paid to participants$1,731,092
Plan auditUnmodified (clean) audit opinion
AuditorDS&B LTD
Plan history4
Yearassets · accounts · employer contribution
2025$31.6M · 261 accts · $717K emplr
2024$26.6M · 256 accts · $745K emplr
2023$23.4M · 251 accts · $694K emplr
2022$20.5M · 251 accts · $227K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$47,364
Investment management$28,236
Audit (IQPA)$17,100
Total administrative$92,700
The U.M.C., Inc. 401(k) match · 2025
Employer contribution per active participant$3,640
Median for plans this size$2,666
2025$3,640 per active participant
2024$3,707 per active participant
2023$3,403 per active participant
2022$1,165 per active participant

U.M.C., Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
JPMORGAN INVEST HOLDINGS LLC$47,364
SAGEVIEW ADVISORY GROUP, LLC · Investment advisory (plan)$28,236
DS & B, LTD · Accounting / audit$17,100

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$92,700 · 0.32%
2024$86,394 · 0.35%
2023$60,161 · 0.27%
2022$25,019 · 0.11%
Same employer
Similar plansManufacturing · Minnesota
Multi-Tech Systems, Inc. MN$32.4M · 0.31%
Arkray America MN$32.0M · 0.15%
E.I. Microcircuits, Inc. MN$31.5M · 0.26%
United Sugars Corporation MN$31.4M · 0.08%
Teamvantage Buyer, LLC MN$31.0M · 0.38%
Retail Tech, Inc. MN$30.8M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 410970352 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.