Plan Ledger DOL Form 5500 · updated monthly

Bctgm Atlantic Profit Sharing Fund401(k)

BCTGM ATLANTIC PROFIT SHARING FUND · HORSHAM, PA · plan year 2024

Reported admin expense ratio · 2024
0.95%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Bctgm Atlantic Profit Sharing Fund reported $394,895 in plan administrative expenses for 2024: 0.95% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,453 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.95%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 883rd-largest of 3,651 plans among Pennsylvania employers on file, and the 3,453rd of 13,661 in manufacturing. In 2024, the employer put in $1.29 for every $1.00 employees contributed themselves; active participation has shrunk from 1,335 to 1,170 since 2022.

Plan summary
Net assets, end of year$43,746,706
Participants with balances2,775
Active participants1,170
Employer contributions$1,699,469
Employee contributions$1,316,067
Employer contribution per active participant$1,453
Average account balance$15,765
Benefits paid to participants$4,053,454
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$43.7M · 2,775 accts · $1.7M emplr
2023$39.1M · 2,872 accts · $1.5M emplr
2022$33.3M · 2,626 accts · $1.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$223,444
Investment management$85,426
Audit (IQPA)$18,551
Total administrative$394,895
The Bctgm Atlantic Profit Sharing Fund 401(k) match · 2024
Employer contribution per active participant$1,453
Median for plans this size$2,416
2024$1,453 per active participant
2023$1,296 per active participant
2022$869 per active participant

Bctgm Atlantic Profit Sharing Fund's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20247
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Investment management$223,444
CADARET GRANT & COMPANY · Investment advisory (plan)$85,426
CITRIN COOPERMAN & COMPANY, LLP · Accounting / audit$18,551
ABATO, RUBENSTEIN AND ABATO, P.A. · Legal$15,000
WB ADVISORS, LLC · Contract administrator$12,000
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp
MID ATLANTIC CAPITAL CORPORATION · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$394,895 · 0.95%
2023$362,953 · 1.00%
2022$347,538 · 0.92%
Similar plansManufacturing · Pennsylvania
York Wallcoverings, Inc. PA$44.4M · 0.04%
Wampum Hardware Co. PA$44.1M · 0.00%
Superpac, Inc. PA$44.1M · 0.07%
Resco Products, Inc. PA$43.5M · 0.21%
Dietz & Watson, Inc. PA$43.2M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232972313 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.