Plan Ledger DOL Form 5500 · updated monthly

Tradewinds Services, Inc.401(k)

TRADEWINDS SERVICES INC RETIREMENT PLAN · MERRILLVILLE, IN · plan year 2024

Reported admin expense ratio · 2024
0.59%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Tradewinds Services, Inc. reported $22,528 in plan administrative expenses for 2024: 0.59% of average plan assets, above the peer median. Employer contributions averaged $843 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.67% to 0.59%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Indiana (1,244th of 1,562), and 8,509th of 11,911 in health care & social assistance. In 2024, employees put in $1.67 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,057,590
Participants with balances132
Active participants200
Employer contributions$168,626
Employee contributions$282,235
Employer contribution per active participant$843
Average account balance$30,739
Benefits paid to participants$407,468
Plan auditUnmodified (clean) audit opinion
AuditorMCMAHON & ASSOCIATES, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$4.1M · 132 accts · $169K emplr
2023$3.6M · 132 accts · $166K emplr
2022$2.9M · 126 accts · $166K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,085
Investment management$18,443
Total administrative$22,528
The Tradewinds Services, Inc. 401(k) match · 2024
Employer contribution per active participant$843
Median for plans this size$1,313
2024$843 per active participant
2023$910 per active participant
2022$909 per active participant

Tradewinds Services, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
THE VANGUARD GROUP, INC. · Recordkeeping$4,085
COMPASS FINANCIAL ADVISORS · Investment advisory (plan)$18,443

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$22,528 · 0.59%
2023$18,405 · 0.57%
2022$21,909 · 0.67%
Same employer
Similar plansHealth Care & Social Assistance · Indiana
Pinnacle Healthcare, LLC IN$4.5M · 0.90%
Hopewell Center, Inc. IN$4.2M · 0.53%
Wabash Center, Inc. IN$4.2M · 0.48%
Suburban Home Health IN$4.1M · 0.84%
Westminster Village North IN$4.0M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 351139485 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.