Plan Ledger DOL Form 5500 · updated monthly

Toy Investments, Inc. dba Toysmith401(k)

TOY INVESTMENTS, INC. RETIREMENT SAVINGS PLAN · SUMNER, WA · plan year 2023

Reported admin expense ratio · 2023
0.06%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Toy Investments, Inc. dba Toysmith reported $4,363 in plan administrative expenses for 2023: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,575 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.05% to 0.06%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Washington (1,193rd of 1,714), and 3,265th of 4,246 in wholesale trade. In 2023, employees put in $1.91 for every $1.00 the employer contributed; active participation has shrunk from 105 to 83 since 2022.

Plan summary
Net assets, end of year$7,650,894
Participants with balances123
Active participants83
Employer contributions$213,749
Employee contributions$408,884
Employer contribution per active participant$2,575
Average account balance$62,202
Benefits paid to participants$2,050,461
Plan auditUnmodified (clean) audit opinion
AuditorTHE DOTY GROUP, P.S.
Plan history3
Yearassets · accounts · employer contribution
2024$0 · $197K emplr
2023$7.7M · 123 accts · $214K emplr
2022$7.3M · 146 accts · $250K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$1,069
Investment management$3,294
Total administrative$4,363
The Toy Investments, Inc. dba Toysmith 401(k) match · 2023
Employer contribution per active participant$2,575
Median for plans this size$1,308
2023$2,575 per active participant
2022$2,382 per active participant

Toy Investments, Inc. dba Toysmith's 2023 employer contribution ran above the $1,308 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$1,069

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024Not separately reported
2023$4,363 · 0.06%
2022$4,383 · 0.05%
Similar plansWholesale Trade · Washington
Masons Supply Company WA$9.0M · 0.57%
Wilmar, LLC WA$7.9M · 0.08%
Foundation Fitness LLC WA$7.3M · 0.28%
Synology America Corp. WA$6.3M · 0.50%
Architectural Woods, L.P. WA$5.9M · 0.23%
Binford Metals L.L.C. WA$5.8M · 0.71%

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Source: U.S. Department of Labor, Form 5500 series, EIN 911192773 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.