Plan Ledger DOL Form 5500 · updated monthly

Torrid LLC401(k)

TORRID 401(K) PLAN · CITY OF INDUSTRY, CA · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Torrid LLC reported $14,057 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $140 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 9 years on file its reported administrative ratio rose from 0.01% to 0.05%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 2,724th-largest of 9,483 plans among California employers on file, and the 1,062nd of 5,215 in retail trade. In 2024, employees put in $4.20 for every $1.00 the employer contributed; active participation has grown from 2,256 to 6,113 since 2015.

Plan summary
Net assets, end of year$29,248,151
Participants with balances858
Active participants6,113
Employer contributions$857,116
Employee contributions$3,600,900
Employer contribution per active participant$140
Average account balance$34,089
Benefits paid to participants$5,714,978
Plan auditUnmodified (clean) audit opinion
Plan history10
Yearassets · accounts · employer contribution
2024$29.2M · 858 accts · $857K emplr
2023$26.8M · 905 accts · $863K emplr
2022$20.5M · 881 accts · $789K emplr
2021$21.4M · 796 accts · $698K emplr
2020$15.5M · 685 accts · $399K emplr
2019$12.3M · 604 accts · $507K emplr
2018$7.9M · 499 accts · $433K emplr
2017$5.6M · 403 accts · $310K emplr
2016$3.1M · 268 accts · $237K emplr
2015$1.9M · 174 accts · $74K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$14,057
Total administrative$14,057
The Torrid LLC 401(k) match · 2024
Employer contribution per active participant$140
Median for plans this size$2,416
2024$140 per active participant
2023$190 per active participant
2022$164 per active participant
2021$149 per active participant
2020$81 per active participant

Torrid LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
JOHN HANCOCK RETIREMENT PLAN SERVIC · Recordkeeping · Loan processing$27,527
GLOBAL RETIREMENT PARTNERS · Investment advisory (plan)$20,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history10
2024$14,057 · 0.05%
2023$69,166 · 0.29%
2022$70,751 · 0.34%
2021$40,197 · 0.22%
2020$68,174 · 0.49%
2019$57,772 · 0.57%
2018$55,773 · 0.83%
2017$48,019 · 1.10%
2016$18,032 · 0.72%
2015$175 · 0.01%
Same employer
Similar plansRetail Trade · California
Criticalpoint Partners, LLC CA$30.1M · 0.63%
Ramos Oil Company, Inc. CA$29.9M · 0.31%
Jim Burke Ford CA$28.8M · 0.24%
Noarus Tgg dba Toyota Place CA$28.4M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 473648005 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.