Plan Ledger DOL Form 5500 · updated monthly

Tori Richard, LTD.401(k)

TORI RICHARD, LTD. 401(K) RETIREMENT SAVINGS PLAN · HONOLULU, HI · plan year 2025

Reported admin expense ratio · 2025
0.68%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Tori Richard, LTD. reported $58,803 in plan administrative expenses for 2025: 0.68% of average plan assets, above the peer median. Employer contributions averaged $760 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.14% to 0.68%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Hawaii (167th of 269), and 9,267th of 13,661 in manufacturing. In 2025, employees put in $5.72 for every $1.00 the employer contributed; active participation has shrunk from 151 to 127 since 2022.

Plan summary
Net assets, end of year$8,918,027
Participants with balances126
Active participants127
Employer contributions$96,522
Employee contributions$552,527
Employer contribution per active participant$760
Average account balance$70,778
Benefits paid to participants$1,267,208
Plan auditUnmodified (clean) audit opinion
AuditorLINKED ACCOUNTING LLC
Plan history4
Yearassets · accounts · employer contribution
2025$8.9M · 126 accts · $97K emplr
2024$8.4M · 121 accts
2023$7.1M · 120 accts · $95K emplr
2022$5.8M · 110 accts · $79K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$20,952
Investment management$37,851
Total administrative$58,803
The Tori Richard, LTD. 401(k) match · 2025
Employer contribution per active participant$760
Median for plans this size$1,464
2025$760 per active participant
2023$684 per active participant
2022$522 per active participant

Tori Richard, LTD.'s 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
FISHER ASSET MANAGEMENT LLC FISHER$18,933
FISHER RETIREMENT SOLUTIONS LLC · Investment advisory (plan)$18,917

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$58,803 · 0.68%
2024$54,143 · 0.70%
2023$34,645 · 0.54%
2022$8,542 · 0.14%
Similar plansManufacturing · Hawaii
Hawaiian Host LLC HI$16.1M · 0.08%
Hpc Foods, LTD. HI$8.6M · 0.11%
Sun Noodle H and U, Inc. HI$6.4M · 1.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 990088802 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.