Plan Ledger DOL Form 5500 · updated monthly

Toray Plastics America, Inc.401(k)

TORAY 401(K) SAVINGS PLAN · NORTH KINGSTOWN, RI · plan year 2025

Reported admin expense ratio · 2025
0.12%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Toray Plastics America, Inc. reported $439,185 in plan administrative expenses for 2025: 0.12% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,995 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.116%. The plan sits in the $250M–$1B size bracket, benchmarked here against 230 comparable plans and shown alongside other manufacturing employers. By assets it is the 13th-largest of 286 plans among Rhode Island employers on file, and the 678th of 13,661 in manufacturing. In 2025, employees put in $2.81 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$396,934,762
Participants with balances2,160
Active participants1,791
Employer contributions$5,363,959
Employee contributions$15,063,026
Employer contribution per active participant$2,995
Average account balance$183,766
Benefits paid to participants$35,218,643
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$396.9M · 2,160 accts · $5.4M emplr
2024$358.1M · 2,219 accts · $5.3M emplr
2023$311.7M · 2,193 accts · $4.9M emplr
2022$262.5M · 2,159 accts · $4.8M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$352,600
Investment management$52,585
Audit (IQPA)$34,000
Total administrative$439,185
The Toray Plastics America, Inc. 401(k) match · 2025
Employer contribution per active participant$2,995
Median for plans this size$4,295
2025$2,995 per active participant
2024$2,897 per active participant
2023$2,776 per active participant
2022$2,767 per active participant

Toray Plastics America, Inc.'s 2025 employer contribution ran below the $4,295 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
JOHN HANCOCK · Recordkeeping · Loan processing$381,436
KAHN, LITWIN, RENZA & CO., LTD · Accounting / audit$34,000
SWBC INVESTMENT SERVICES · Investment advisory (plan)$23,750

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

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Administrative cost history4
2025$439,185 · 0.12%
2024$392,822 · 0.12%
2023$353,424 · 0.12%
2022$342,962 · 0.12%
Same employer
Similar plansManufacturing · Rhode Island
Textron, Inc. RI$6.8B · 0.03%
Hasbro, Inc. RI$985.0M · 0.04%
Teknor Apex Company RI$299.9M · 0.17%
Taco, Inc. RI$107.6M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 050353346 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.