Plan Ledger DOL Form 5500 · updated monthly

Tops Markets, LLC401(k)

TOPS MARKETS, LLC 401(K) RETIREMENT SAVINGS PLAN · BUFFALO, NY · plan year 2022

Reported admin expense ratio · 2022
0.04%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Tops Markets, LLC reported $82,208 in plan administrative expenses for 2022: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,744 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $50M–$250M size bracket, benchmarked here against 9,341 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 502nd-largest of 5,648 plans among New York employers on file, and the 159th of 2,677 in transportation & warehousing. In 2022, employees put in $2.32 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$183,430,278
Participants with balances1,504
Active participants1,646
Employer contributions$2,870,586
Employee contributions$6,658,725
Employer contribution per active participant$1,744
Average account balance$121,962
Benefits paid to participants$18,291,057
Plan auditUnmodified (clean) audit opinion
AuditorKP LYNCH CPA PC
Administrative expenses, itemized · 2022
Investment management$62,419
Total administrative$82,208
The Tops Markets, LLC 401(k) match · 2022
Employer contribution per active participant$1,744
Median for plans this size$3,449

Tops Markets, LLC's 2022 employer contribution ran below the $3,449 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$82,208 · 0.04%
All plans at this employer2
TOPS MARKETS, LLC 401(K) RETIREMENT SAVINGS PLAN401(k)
TOPS MARKETS, LLC 401(K) SAVINGS PLAN FOR UNION ASSOCIATES401(k)
Similar plansTransportation & Warehousing · New York
Genesee & Wyoming Inc. NY$264.2M · 0.10%
British Airways PLC NY$232.5M · 0.08%
Wheels Up Partners LLC NY$182.0M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 161592810 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.