Plan Ledger DOL Form 5500 · updated monthly

Tonal Systems, Inc.401(k)

TONAL SYSTEMS, INC. 401K · SAN FRANCISCO, CA · plan year 2025

Reported admin expense ratio · 2025
0.42%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Tonal Systems, Inc. reported $53,233 in plan administrative expenses for 2025: 0.42% of average plan assets, above the peer median. Employer contributions averaged $3 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.08% to 0.42%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other manufacturing employers. By assets it is the 4,651st-largest of 9,483 plans among California employers on file, and 7,529th of 13,661 in manufacturing. In 2025, employees put in $3390.20 for every $1.00 the employer contributed; active participation has shrunk from 294 to 200 since 2022.

Plan summary
Net assets, end of year$13,588,900
Participants with balances325
Active participants200
Employer contributions$607
Employee contributions$2,057,851
Employer contribution per active participant$3
Average account balance$41,812
Benefits paid to participants$2,251,546
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$13.6M · 325 accts · $607 emplr
2024$11.5M · 283 accts · $218K emplr
2023$9.9M · 277 accts
2022$7.9M · 307 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$16,874
Investment management$30,955
Total administrative$53,233
The Tonal Systems, Inc. 401(k) match · 2025
Employer contribution per active participant$3
Median for plans this size$2,666
2025$3 per active participant
2024$1,266 per active participant

Tonal Systems, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
WORLD INVESTMENT ADVISORS LLC · Investment advisory (plan)$29,822
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$16,874

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$53,233 · 0.42%
2024$8,333 · 0.08%
2023$8,122 · 0.09%
2022$6,389 · 0.08%
Same employer
Similar plansManufacturing · California
Ruggable, LLC CA$13.6M · 0.65%
Snak-King LLC CA$13.6M · 0.52%
Perfect 85 Degrees C, Inc. CA$13.5M · 0.58%
Hasa, Inc. CA$13.4M · 0.43%
Caco Pacific Corporation CA$13.3M · 0.02%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 475265299 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.