Plan Ledger DOL Form 5500 · updated monthly

Title Financial Corporation401(k)

TITLE FINANCIAL CORPORATION 401(K) PLAN · BLACKFOOT, ID · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Title Financial Corporation reported $100,877 in plan administrative expenses for 2024: 0.32% of average plan assets, above the peer median. Employer contributions averaged $692 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.18% to 0.32%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 67th-largest of 349 plans among Idaho employers on file, and the 2,290th of 4,798 in finance & insurance. In 2024, employees put in $6.38 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$32,566,305
Participants with balances461
Active participants393
Employer contributions$271,886
Employee contributions$1,734,088
Employer contribution per active participant$692
Average account balance$70,643
Benefits paid to participants$3,061,083
Plan auditUnmodified (clean) audit opinion
AuditorDEATON & COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$32.6M · 461 accts · $272K emplr
2023$29.8M · 456 accts · $211K emplr
2022$28.1M · 498 accts · $196K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$94,165
Total administrative$100,877
The Title Financial Corporation 401(k) match · 2024
Employer contribution per active participant$692
Median for plans this size$2,416
2024$692 per active participant
2023$525 per active participant
2022$478 per active participant

Title Financial Corporation's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MERRILL LYNCH, PIERCE, FENNER AND S · Recordkeeping$94,165

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Bank of America / Merrill
2023Bank of America / Merrill

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$100,877 · 0.32%
2023$1,420 · 0.00%
2022$54,400 · 0.18%
Same employer
Similar plansFinance & Insurance · Idaho
Idaho Central Credit Union ID$99.5M · 0.31%
First Federal Savings Bank ID$39.7M · 0.10%
The Bank of Commerce ID$24.9M · 0.13%
Westmark Credit Union ID$20.3M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 200447485 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.