Plan Ledger DOL Form 5500 · updated monthly

Tinker Federal Credit Union401(k)

TINKER FEDERAL CREDIT UNION & AFFILIATED COMPANIES PROFIT SHARING & SAVINGS PLAN · TINKER AFB, OK · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Tinker Federal Credit Union reported $79,644 in plan administrative expenses for 2024: 0.10% of average plan assets, below the peer median. Employer contributions averaged $2,111 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.10%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 65th-largest of 724 plans among Oklahoma employers on file, and the 1,090th of 4,798 in finance & insurance. In 2024, employees put in $1.66 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$89,774,957
Participants with balances1,198
Active participants1,217
Employer contributions$2,569,424
Employee contributions$4,273,714
Employer contribution per active participant$2,111
Average account balance$74,937
Benefits paid to participants$5,227,897
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$89.8M · 1,198 accts · $2.6M emplr
2023$76.6M · 1,309 accts · $2.3M emplr
2022$67.6M · 1,079 accts · $1.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$25,585
Investment management$54,059
Total administrative$79,644
The Tinker Federal Credit Union 401(k) match · 2024
Employer contribution per active participant$2,111
Median for plans this size$3,635
2024$2,111 per active participant
2023$1,954 per active participant
2022$1,581 per active participant

Tinker Federal Credit Union's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$78,004
GALLAGHER FIDUCIARY ADVISORS, LLC · Investment advisory (plan)$54,059

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$79,644 · 0.10%
2023$64,939 · 0.09%
2022$18,218 · 0.02%
All plans at this employer2
TINKER FEDERAL CREDIT UNION & AFFILIATED COMPANIES PROFIT SHARING & SAVINGS PLAN401(k)
TINKER FEDERAL CREDIT UNION TARGET BENEFIT PLANTarget benefit plan
Same employer
Similar plansFinance & Insurance · Oklahoma
Bokf, NA OK$1.2B · 0.02%
Bancfirst Corporation OK$270.0M · 0.07%
Gateway First Bank OK$75.5M · 0.25%
James Baker Group Inc OK$74.2M · 0.23%
Oklahoma Farm Bureau Mutual OK$51.4M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 730560023 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.