Plan Ledger DOL Form 5500 · updated monthly

Tidewater Fibre Corp.401(k)

TIDEWATER FIBRE 401(K) PLAN · CHESAPEAKE, VA · plan year 2025

Reported admin expense ratio · 2025
0.36%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Tidewater Fibre Corp. reported $17,342 in plan administrative expenses for 2025: 0.36% of average plan assets, below the peer median. Employer contributions averaged $481 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.42% to 0.36%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Virginia (1,839th of 2,266), and 11,203rd of 13,661 in manufacturing. In 2025, employees put in $3.70 for every $1.00 the employer contributed; active participation has shrunk from 229 to 206 since 2022.

Plan summary
Net assets, end of year$4,993,024
Participants with balances130
Active participants206
Employer contributions$99,007
Employee contributions$366,162
Employer contribution per active participant$481
Average account balance$38,408
Benefits paid to participants$810,634
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$5.0M · 130 accts · $99K emplr
2024$4.6M · 103 accts · $54K emplr
2023$4.5M · 107 accts
2022$4.5M · 121 accts · $94K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$5,535
Investment management$11,807
Total administrative$17,342
The Tidewater Fibre Corp. 401(k) match · 2025
Employer contribution per active participant$481
Median for plans this size$1,464
2025$481 per active participant
2024$296 per active participant
2022$410 per active participant

Tidewater Fibre Corp.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
DAVENPORT AND COMPANY LLC · Investment advisory (plan)$11,807
THE VANGUARD GROUP, INC. · Loan processing$5,535

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$17,342 · 0.36%
2024$18,101 · 0.40%
2023$17,290 · 0.39%
2022$20,411 · 0.42%
Same employer
Similar plansManufacturing · Virginia
Hoover & Strong, Inc. VA$5.4M · 0.57%
Constellis, LLC VA$5.1M · 2.97%
Dominion Packaging, Inc. VA$4.9M · 0.87%
Ngk-Locke, Inc. VA$4.7M · 0.33%
Focused Management, Inc. VA$4.7M · 0.60%

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Source: U.S. Department of Labor, Form 5500 series, EIN 132788522 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.