Plan Ledger DOL Form 5500 · updated monthly

Thurston County Title Company401(k)

T.C.T. 401(K) PROFIT SHARING PLAN · OLYMPIA, WA · plan year 2025

Reported admin expense ratio · 2025
0.91%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Thurston County Title Company reported $102,865 in plan administrative expenses for 2025: 0.91% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,038 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 1.03% to 0.91%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other real estate & leasing employers. By assets it is among the smaller plans on file in Washington (987th of 1,714), and the 1,010th of 2,096 in real estate & leasing. In 2025, employees put in $3.10 for every $1.00 the employer contributed; active participation has shrunk from 270 to 181 since 2022.

Plan summary
Net assets, end of year$11,702,730
Participants with balances217
Active participants181
Employer contributions$187,863
Employee contributions$583,293
Employer contribution per active participant$1,038
Average account balance$53,930
Benefits paid to participants$1,708,513
Plan auditUnmodified (clean) audit opinion
AuditorDWYER, PEMBERTON & COULSON, P.C.
Plan history4
Yearassets · accounts · employer contribution
2025$11.7M · 217 accts · $188K emplr
2024$10.8M · 272 accts · $196K emplr
2023$9.8M · 280 accts · $202K emplr
2022$9.1M · 309 accts · $235K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$44,063
Investment management$36,302
Audit (IQPA)$22,500
Total administrative$102,865
The Thurston County Title Company 401(k) match · 2025
Employer contribution per active participant$1,038
Median for plans this size$2,666
2025$1,038 per active participant
2024$940 per active participant
2023$921 per active participant
2022$871 per active participant

Thurston County Title Company's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20255
KILEY JUERGENS WEALTH MANAGEMENT · Investment advisory (plan)$36,302
DEFINITI LLC · Contract administrator$24,048
DWYER PEMBERTON & COULSON, P.C. · Accounting / audit$22,500
CAPITAL GROUP RETIREMENT PLAN SERVI$20,317
STATE FARM FIRE & CASULTY$162

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$102,865 · 0.91%
2024$96,910 · 0.94%
2023$100,748 · 1.07%
2022$103,603 · 1.03%
Similar plansReal Estate & Leasing · Washington
John L. Scott, Inc. WA$14.1M · 0.37%
Msre Management, LLC WA$12.3M · 0.59%
Jsh Properties, Inc. WA$11.7M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910867867 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.