Plan Ledger DOL Form 5500 · updated monthly

Threshold Enterprises, LTD.401(k)

THRESHOLD ENTERPRISES, LTD. 401(K) PLAN · SCOTTS VALLEY, CA · plan year 2024

Reported admin expense ratio · 2024
0.85%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Threshold Enterprises, LTD. reported $75,930 in plan administrative expenses for 2024: 0.85% of average plan assets, higher than ~75% of peers. Employer contributions averaged $53 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.91% to 0.85%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in California (5,658th of 9,483), and 3,011th of 4,246 in wholesale trade. In 2024, employees put in $31.47 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,332,534
Participants with balances309
Active participants443
Employer contributions$23,296
Employee contributions$733,023
Employer contribution per active participant$53
Average account balance$30,202
Benefits paid to participants$1,074,501
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.3M · 309 accts · $23K emplr
2023$8.5M · 314 accts · $26K emplr
2022$7.3M · 336 accts · $34K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$54,506
Investment management$21,424
Total administrative$75,930
The Threshold Enterprises, LTD. 401(k) match · 2024
Employer contribution per active participant$53
Median for plans this size$1,313
2024$53 per active participant
2023$65 per active participant
2022$79 per active participant

Threshold Enterprises, LTD.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$54,506
OSAIC WEALTH, INC. · Investment advisory (plan)$16,379
WOODBURY FINANCIAL SVC, INC · Investment advisory (plan)$5,045
CHARLES SCHWAB · Custodial (securities)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023The Standard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$75,930 · 0.85%
2023$69,559 · 0.88%
2022$74,052 · 0.91%
Similar plansWholesale Trade · California
Pro*Act, LLC CA$9.4M · 0.12%
Key Code Media, Inc. CA$9.4M · 1.09%
Hatch Baby Inc CA$9.3M · 0.03%
Prime Wheel Corporation CA$9.2M · 0.02%
N & S Tractor Co. CA$9.1M · 0.77%
Rio Vista Ventures, LLC CA$9.1M · 0.01%
Worldwise Holdings, Inc. CA$9.1M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942609086 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.