Plan Ledger DOL Form 5500 · updated monthly

Thirty-One Gifts, LLC401(k)

THIRTY-ONE GIFTS 401(K) PLAN · NEW ALBANY, OH · plan year 2023

Reported admin expense ratio · 2023
0.04%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Thirty-One Gifts, LLC reported $5,069 in plan administrative expenses for 2023: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,504 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.03% to 0.83%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other retail trade employers. By assets it is the 1,636th-largest of 3,295 plans among Ohio employers on file, and the 1,951st of 5,215 in retail trade. In 2023, employees put in $2.00 for every $1.00 the employer contributed; active participation has shrunk from 317 to 164 since 2022.

Plan summary
Net assets, end of year$14,540,734
Participants with balances285
Active participants164
Employer contributions$246,649
Employee contributions$492,890
Employer contribution per active participant$1,504
Average account balance$51,020
Benefits paid to participants$2,528,875
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$53K · 1 accts · $10K emplr
2024$12.1M · 209 accts · $194K emplr
2023$14.5M · 285 accts · $247K emplr
2022$13.9M · 342 accts · $395K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$5,069
Total administrative$5,069
The Thirty-One Gifts, LLC 401(k) match · 2023
Employer contribution per active participant$1,504
Median for plans this size$2,440
2025$445 per active participant
2024$1,687 per active participant
2023$1,504 per active participant
2022$1,246 per active participant

Thirty-One Gifts, LLC's 2023 employer contribution ran below the $2,440 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20231
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$5,069

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$50,131 · 0.83%
2024$17,615 · 0.13%
2023$5,069 · 0.04%
2022$5,104 · 0.03%
Same employer
Similar plansRetail Trade · Ohio
Valley Ford Truck, Inc. OH$15.2M · 0.25%
Dave White Chevrolet, Inc. OH$15.0M · 0.66%
Kerry Ford Inc OH$15.0M · 0.57%
Brondes Ford, Inc. OH$14.7M · 0.49%
Wayside Furniture Inc. OH$14.4M · 0.05%
Shrader Tire and Oil Inc OH$14.2M · 0.42%
American Retail Corporation OH$13.7M · 0.53%

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Source: U.S. Department of Labor, Form 5500 series, EIN 870726627 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.