Plan Ledger DOL Form 5500 · updated monthly

The York Water Company401(k)

THE YORK WATER COMPANY 401(K) PLAN · YORK, PA · plan year 2024

Reported admin expense ratio · 2024
0.38%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

The York Water Company reported $60,298 in plan administrative expenses for 2024: 0.38% of average plan assets, above the peer median. Employer contributions averaged $3,411 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.38%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other utilities employers. By assets it is the 1,727th-largest of 3,651 plans among Pennsylvania employers on file, and 279th of 412 in utilities. In 2024, employees put in $1.57 for every $1.00 the employer contributed; active participation has grown from 111 to 124 since 2022.

Plan summary
Net assets, end of year$16,526,354
Participants with balances150
Active participants124
Employer contributions$423,014
Employee contributions$664,686
Employer contribution per active participant$3,411
Average account balance$110,176
Benefits paid to participants$2,192,272
Plan auditUnmodified (clean) audit opinion
AuditorRKL, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$16.5M · 150 accts · $423K emplr
2023$15.4M · 145 accts · $379K emplr
2022$13.3M · 135 accts · $343K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$21,051
Investment management$39,247
Total administrative$60,298
The The York Water Company 401(k) match · 2024
Employer contribution per active participant$3,411
Median for plans this size$2,416
2024$3,411 per active participant
2023$3,216 per active participant
2022$3,091 per active participant

The York Water Company's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
MERRILL LYNCH PIERCE FENNER & SMITH · Investment advisory (plan)$39,247

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$60,298 · 0.38%
2023$52,903 · 0.37%
2022$53,583 · 0.37%
Same employer
Similar plansUtilities · Pennsylvania
Duquesne Light Company PA$210.7M · 0.10%
Quench USA, Inc PA$43.5M · 0.30%
Pennenergy Resources, LLC PA$27.3M · 0.01%
D & M Contracting, Inc. PA$9.0M · 0.75%
Ken L. Pollock, Inc. PA$3.9M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 231242500 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.