Plan Ledger DOL Form 5500 · updated monthly

The Winsor School403(b)

WINSOR SCHOOL 403B PLAN · BOSTON, MA · plan year 2025

Reported admin expense ratio · 2025
0.09%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

The Winsor School reported $66,683 in plan administrative expenses for 2025: 0.09% of average plan assets, below the peer median. Employer contributions averaged $7,211 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.07% to 0.09%. The plan sits in the $50M–$250M size bracket, benchmarked here against 605 comparable plans and shown alongside other educational services employers. By assets it is the 514th-largest of 2,726 plans among Massachusetts employers on file, and the 676th of 3,091 in educational services. In 2025, employees put in $1.78 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$75,352,819
Participants with balances377
Active participants135
Employer contributions$973,430
Employee contributions$1,731,401
Employer contribution per active participant$7,211
Average account balance$199,875
Benefits paid to participants$3,748,501
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$75.4M · 377 accts · $973K emplr
2024$66.4M · 383 accts · $921K emplr
2023$59.0M · 382 accts · $866K emplr
2022$53.4M · 362 accts · $824K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$65,019
Total administrative$66,683
Employer contributions to the The Winsor School plan · 2025
Employer contribution per active participant$7,211
Median for plans this size$4,093
2025$7,211 per active participant
2024$6,771 per active participant
2023$6,875 per active participant
2022$6,107 per active participant

The Winsor School's 2025 employer contribution ran above the $4,093 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
TWELVE POINTS WEALTH MGMT$35,174
TIAA$30,320

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$66,683 · 0.09%
2024$60,578 · 0.10%
2023$61,163 · 0.11%
2022$42,551 · 0.07%
Same employer
Similar plansEducational Services · Massachusetts
Year Up, Inc. MA$81.4M · 0.20%
New England Conservatory MA$78.3M · 0.03%
Tabor Academy MA$77.5M · 0.09%
Belmont Hill School MA$73.9M · 0.09%
Concord Academy MA$73.6M · 0.08%
Lasell University MA$71.8M · 0.05%
Dexter Southfield, Inc. MA$70.0M · 0.05%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 042105842 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.