Plan Ledger DOL Form 5500 · updated monthly

The White Family Companies, Inc.401(k)

THE WHITE FAMILY COMPANIES, INC. RETIREMENT SAVINGS PLAN · DAYTON, OH · plan year 2024

Reported admin expense ratio · 2024
0.32%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

The White Family Companies, Inc. reported $156,866 in plan administrative expenses for 2024: 0.32% of average plan assets, above the peer median. Employer contributions averaged $2,179 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.25% to 0.32%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 627th-largest of 3,295 plans among Ohio employers on file, and the 628th of 5,215 in retail trade. In 2024, employees put in $1.93 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$53,046,800
Participants with balances448
Active participants749
Employer contributions$1,631,954
Employee contributions$3,152,174
Employer contribution per active participant$2,179
Average account balance$118,408
Benefits paid to participants$3,966,785
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$53.0M · 448 accts · $1.6M emplr
2023$45.7M · 428 accts · $1.7M emplr
2022$39.0M · 432 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$66,098
Audit (IQPA)$15,005
Total administrative$156,866
The The White Family Companies, Inc. 401(k) match · 2024
Employer contribution per active participant$2,179
Median for plans this size$2,416
2024$2,179 per active participant
2023$2,239 per active participant
2022$2,066 per active participant

The White Family Companies, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$36,370
CREATIVE RETIREMENT SYSTEMS, INC. · Recordkeeping · Loan processing$22,211
MORGAN STANLEY · Investment advisory (plan)$73,962
SCHNEIDER DOWNS · Accounting / audit$17,521

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CREATIVE RETIREMENT SYSTEMS, INC., Transamerica
2023CREATIVE RETIREMENT SYSTEMS, INC., Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$156,866 · 0.32%
2023$165,692 · 0.39%
2022$104,646 · 0.25%
Same employer
Similar plansRetail Trade · Ohio
Germain Motor Company OH$59.7M · 0.62%
Kenwood Dealer Group, Inc. OH$57.9M · 0.19%
Fyda, Inc. OH$54.7M · 0.53%
Ken Ganley Companies OH$54.0M · 0.21%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 314446316 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.