Plan Ledger DOL Form 5500 · updated monthly

The Western Sugar Cooperative401(k)

THE WESTERN SUGAR COOPERATIVE SALARIED SAVINGS AND INVESTMENT PLAN · DENVER, CO · plan year 2024

Reported admin expense ratio · 2024
0.16%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

The Western Sugar Cooperative reported $79,769 in plan administrative expenses for 2024: 0.16% of average plan assets, below the peer median. Employer contributions averaged $9,163 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.20% to 0.16%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 234th-largest of 1,461 plans among Colorado employers on file, and the 3,040th of 13,661 in manufacturing. In 2024, employees put in $1.06 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$52,595,593
Participants with balances249
Active participants185
Employer contributions$1,695,238
Employee contributions$1,792,905
Employer contribution per active participant$9,163
Average account balance$211,227
Benefits paid to participants$5,061,985
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$52.6M · 249 accts · $1.7M emplr
2023$46.8M · 236 accts · $1.5M emplr
2022$38.2M · 231 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$28,826
Investment management$50,943
Total administrative$79,769
The The Western Sugar Cooperative 401(k) match · 2024
Employer contribution per active participant$9,163
Median for plans this size$2,416
2024$9,163 per active participant
2023$9,053 per active participant
2022$7,599 per active participant

The Western Sugar Cooperative's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
AMERIPRISE FINANCIAL SERVICES · Consulting · Investment advisory (plan)$38,150
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$29,564
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$12,794

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$79,769 · 0.16%
2023$66,453 · 0.16%
2022$86,877 · 0.20%
All plans at this employer2
THE WESTERN SUGAR COOPERATIVE SALARIED SAVINGS AND INVESTMENT PLAN401(k)
THE WESTERN SUGAR COOPERATIVE HOURLY SAVINGS AND INVESTMENT PLAN401(k)
Same employer
Similar plansManufacturing · Colorado
Karcher North America, Inc CO$67.7M · 0.16%
Dmc Global Inc. CO$56.7M · 0.25%
Spectra Logic CO$53.4M · 0.32%
Tuff Shed, Inc. CO$52.1M · 0.00%
Standard Biotools Inc. CO$48.4M · 0.04%
Mesa Laboratories, Inc. CO$47.7M · 0.13%
Midwest Pms CO$39.2M · 0.36%

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Source: U.S. Department of Labor, Form 5500 series, EIN 870658226 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.