Plan Ledger DOL Form 5500 · updated monthly

The United Way of Southwestern Pennsylvania403(b)

403(B) THRIFT PLAN FOR EMPLOYEES OF THE UNITED WAY OF SOUTHWESTERN PENNSYLVANIA · PITTSBURGH, PA · plan year 2024

Reported admin expense ratio · 2024
0.21%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

The United Way of Southwestern Pennsylvania reported $22,421 in plan administrative expenses for 2024: 0.21% of average plan assets, below the peer median. Employer contributions averaged $7,379 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.00% to 0.21%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Pennsylvania (2,152nd of 3,651), and the 1,522nd of 3,341 in other services. In 2024, the employer put in $1.39 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$11,491,369
Participants with balances152
Active participants89
Employer contributions$656,755
Employee contributions$473,314
Employer contribution per active participant$7,379
Average account balance$75,601
Benefits paid to participants$1,359,772
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$11.5M · 152 accts · $657K emplr
2023$10.3M · 165 accts · $574K emplr
2022$7.9M · 159 accts · $566K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$12,523
Investment management$9,898
Total administrative$22,421
Employer contributions to the The United Way of Southwestern Pennsylvania plan · 2024
Employer contribution per active participant$7,379
Median for plans this size$2,416
2024$7,379 per active participant
2023$5,921 per active participant
2022$6,289 per active participant

The United Way of Southwestern Pennsylvania's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIRST NATIONAL TRUST COMPANY · Investment advisory (plan)$9,891
EMPOWER ADVISORY GROUP, LLC · Investment management$7

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$22,421 · 0.21%
2023$1,275 · 0.01%
2022$339 · 0.00%
Similar plansOther Services · Pennsylvania
Paris Cleaners, Inc. PA$11.9M · 0.06%
D2 Asset Corp PA$11.4M · 0.08%
Jean Madeline, Inc. PA$11.4M · 0.43%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251043578 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.