Plan Ledger DOL Form 5500 · updated monthly

The United Distribution Group401(k)

THE UNITED DISTRIBUTION GROUP 401(K) PLAN · BRISTOL, VA · plan year 2024

Reported admin expense ratio · 2024
0.01%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

The United Distribution Group reported $7,193 in plan administrative expenses for 2024: 0.01% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,596 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.03% to 0.01%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other wholesale trade employers. By assets it is the 409th-largest of 2,266 plans among Virginia employers on file, and the 656th of 4,246 in wholesale trade. In 2024, employees put in $2.96 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$63,008,484
Participants with balances762
Active participants582
Employer contributions$928,649
Employee contributions$2,745,064
Employer contribution per active participant$1,596
Average account balance$82,688
Benefits paid to participants$5,426,677
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$63.0M · 762 accts · $929K emplr
2023$58.2M · 762 accts · $1.1M emplr
2022$54.6M · 723 accts · $990K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$7,193
Total administrative$7,193
The The United Distribution Group 401(k) match · 2024
Employer contribution per active participant$1,596
Median for plans this size$3,635
2024$1,596 per active participant
2023$1,925 per active participant
2022$1,803 per active participant

The United Distribution Group's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRUDENTIAL RETIREMENT INS & ANTY CO · Contract administrator · Recordkeeping$2,515
UBS FINANCIAL SERVICES INC · Investment advisory (plan)$20,433

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Prudential
2023Prudential

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$7,193 · 0.01%
2023$22,019 · 0.04%
2022$14,990 · 0.03%
Same employer
Similar plansWholesale Trade · Virginia
Fisher Auto Parts, Inc. VA$92.2M · 0.14%
Kaeser Compressors, Inc. VA$90.8M · 0.05%
Eagle Corporation VA$71.3M · 0.06%
Woodfin Heating, Inc. VA$43.1M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 204686712 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.