Plan Ledger DOL Form 5500 · updated monthly

The St. Joe Company401(k)

THE ST. JOE COMPANY RETIREMENT PLAN · PANAMA CITY BEACH, FL · plan year 2024

Reported admin expense ratio · 2024
0.14%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

The St. Joe Company reported $36,192 in plan administrative expenses for 2024: 0.14% of average plan assets, below the peer median. Employer contributions averaged $947 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.07% to 0.14%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 866th-largest of 3,644 plans among Florida employers on file, and the 483rd of 2,096 in real estate & leasing. In 2024, employees put in $1.89 for every $1.00 the employer contributed; active participation has grown from 693 to 1,002 since 2022.

Plan summary
Net assets, end of year$28,149,709
Participants with balances479
Active participants1,002
Employer contributions$949,362
Employee contributions$1,795,988
Employer contribution per active participant$947
Average account balance$58,768
Benefits paid to participants$1,739,090
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$28.1M · 479 accts · $949K emplr
2023$23.6M · 480 accts · $805K emplr
2022$19.7M · 390 accts · $694K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$36,081
Total administrative$36,192
The The St. Joe Company 401(k) match · 2024
Employer contribution per active participant$947
Median for plans this size$2,416
2024$947 per active participant
2023$892 per active participant
2022$1,002 per active participant

The St. Joe Company's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
THE VANGUARD GROUP, INC. · Loan processing · Recordkeeping$36,081

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$36,192 · 0.14%
2023$16,780 · 0.08%
2022$12,936 · 0.07%
Similar plansReal Estate & Leasing · Florida
Concord Management, LTD. FL$39.1M · 0.12%
Debartolo Holdings, LLC FL$31.7M · 0.15%
Dimension Hospitality, LLC FL$25.7M · 0.42%
Kw Property Management LLC FL$25.3M · 0.74%
The Graham Companies FL$23.2M · 0.44%

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Source: U.S. Department of Labor, Form 5500 series, EIN 590432511 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.