Plan Ledger DOL Form 5500 · updated monthly

The Russian School of Mathematics401(k)

THE RUSSIAN SCHOOL OF MATHEMATICS 401(K) PLAN · NEWTON, MA · plan year 2025

Reported admin expense ratio · 2025
0.50%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

The Russian School of Mathematics reported $181,559 in plan administrative expenses for 2025: 0.50% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,500 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.65% to 0.50%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other educational services employers. By assets it is the 806th-largest of 2,726 plans among Massachusetts employers on file, and the 1,056th of 3,091 in educational services. In 2025, employees put in $2.88 for every $1.00 the employer contributed; active participation has grown from 489 to 1,022 since 2022.

Plan summary
Net assets, end of year$41,325,768
Participants with balances587
Active participants1,022
Employer contributions$1,532,668
Employee contributions$4,409,035
Employer contribution per active participant$1,500
Average account balance$70,402
Benefits paid to participants$173,918
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$41.3M · 587 accts · $1.5M emplr
2024$30.8M · 496 accts · $1.3M emplr
2023$23.4M · 448 accts · $1.1M emplr
2022$16.9M · 414 accts · $898K emplr
The The Russian School of Mathematics 401(k) match · 2025
Employer contribution per active participant$1,500
Median for plans this size$2,666
2025$1,500 per active participant
2024$1,669 per active participant
2023$1,793 per active participant
2022$1,836 per active participant

The Russian School of Mathematics's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
NATIONWIDE · Investment advisory (participants)$145,138
BRINKER CAPITAL INVESTMENTS · Investment advisory (participants)$18,920
THE ANGELL PENSION GROUP, INC. · Other services$17,239
EQUITABLE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$181,559 · 0.50%
2024$136,465 · 0.50%
2023$114,263 · 0.57%
2022$106,714 · 0.65%
Same employer
Similar plansEducational Services · Massachusetts
Cambridge College MA$47.0M · 0.09%
The Roxbury Latin School MA$44.0M · 0.05%
The Fenn School Inc. MA$42.0M · 0.15%
The Fay School MA$40.2M · 0.04%
Nichols College MA$40.0M · 0.20%
Lawrence Academy MA$39.2M · 0.09%
American Student Assistance MA$38.2M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043408996 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.