Plan Ledger DOL Form 5500 · updated monthly

The Reinalt-Thomas Corporation401(k)

DISCOUNT TIRE/AMERICA'S TIRE RETIREMENT PLAN · SCOTTSDALE, AZ · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

The Reinalt-Thomas Corporation reported $996,106 in plan administrative expenses for 2024: 0.08% of average plan assets, above the peer median. Employer contributions averaged $3,455 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.09% to 0.08%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other retail trade employers. By assets it is the 12th-largest of 1,285 plans among Arizona employers on file, and the 44th of 5,215 in retail trade. In 2024, employees put in $1.23 for every $1.00 the employer contributed; active participation has grown from 12,125 to 15,665 since 2022.

Plan summary
Net assets, end of year$1,392,174,000
Participants with balances18,290
Active participants15,665
Employer contributions$54,115,880
Employee contributions$66,475,578
Employer contribution per active participant$3,455
Average account balance$76,117
Benefits paid to participants$91,694,595
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.4B · 18,290 accts · $54.1M emplr
2023$1.2B · 17,021 accts · $50.8M emplr
2022$994.0M · 15,158 accts · $41.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$918,036
Investment management$60,000
Total administrative$996,106
The The Reinalt-Thomas Corporation 401(k) match · 2024
Employer contribution per active participant$3,455
Median for plans this size$5,259
2024$3,455 per active participant
2023$3,661 per active participant
2022$3,416 per active participant

The Reinalt-Thomas Corporation's 2024 employer contribution ran below the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EMPOWER ANNUITY INS CO OF AMERICA · Recordkeeping · Loan processing$918,036
MORGAN STANLEY · Investment advisory (plan)$60,000
FENNEMORE CRAIG · Legal$14,770
CHARLES SCHWAB & CO INC · Investment advisory (participants) · Securities brokerage$582

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Empower
2023Empower

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$996,106 · 0.08%
2023$930,717 · 0.09%
2022$895,532 · 0.09%
Same employer
Similar plansRetail Trade · Arizona
Odp International, LLC FL$1.3B · 0.09%
Autonation, Inc. FL$1.3B · 0.16%
Food Lion, LLC NC$1.3B · 0.12%

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Source: U.S. Department of Labor, Form 5500 series, EIN 381889682 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.