Plan Ledger DOL Form 5500 · updated monthly

The Pool and Spa Depot LLC401(k)

THE POOL AND SPA DEPOT LLC 401(K) PLAN · LAVERGNE, TN · plan year 2024

Reported admin expense ratio · 2024
1.58%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

The Pool and Spa Depot LLC reported $34,138 in plan administrative expenses for 2024: 1.58% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,467 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.96% to 1.58%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Tennessee (1,281st of 1,496), and 4,548th of 5,215 in retail trade. In 2024, employees put in $1.03 for every $1.00 the employer contributed; active participation has shrunk from 180 to 130 since 2022.

Plan summary
Net assets, end of year$2,403,928
Participants with balances183
Active participants130
Employer contributions$320,717
Employee contributions$330,744
Employer contribution per active participant$2,467
Average account balance$13,136
Benefits paid to participants$365,977
Plan auditUnmodified (clean) audit opinion
AuditorMILLER CPA PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$2.4M · 183 accts · $321K emplr
2023$1.9M · 183 accts · $241K emplr
2022$1.5M · 186 accts · $164K emplr
The The Pool and Spa Depot LLC 401(k) match · 2024
Employer contribution per active participant$2,467
Median for plans this size$1,313
2024$2,467 per active participant
2023$1,852 per active participant
2022$913 per active participant

The Pool and Spa Depot LLC's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$16,046
STONES RIVER CONSULTING · Recordkeeping · Loan processing$7,792
VISION401K · Investment advisory (plan)$10,300
COLONIAL SURETY AGENCY LLC$1,349

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024STONES RIVER CONSULTING, Transamerica
2023STONES RIVER CONSULTING, Transamerica

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Administrative cost history3
2024$34,138 · 1.58%
2023$31,729 · 1.86%
2022$14,681 · 0.96%
Same employer
Similar plansRetail Trade · Tennessee
Sunrise Buick Gmc, Inc. TN$2.6M · 1.29%
Trivium Healthcare LLC TN$2.4M · 0.11%
Miracle Ford, Inc. TN$2.3M · 0.56%
Cox Oil Company, Inc TN$2.3M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 621651281 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.