Plan Ledger DOL Form 5500 · updated monthly

The Pepper Companies, Inc.401(k)

THE PEPPER COMPANIES, INC. RETIREMENT AND SAVINGS PLAN · BARRINGTON, IL · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

The Pepper Companies, Inc. reported $282,147 in plan administrative expenses for 2024: 0.18% of average plan assets, above the peer median. Employer contributions averaged $4,792 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.15% to 0.18%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 386th-largest of 3,702 plans among Illinois employers on file, and the 408th of 5,337 in construction. In 2024, employees put in $2.41 for every $1.00 the employer contributed; active participation has grown from 600 to 689 since 2022.

Plan summary
Net assets, end of year$164,642,439
Participants with balances1,128
Active participants689
Employer contributions$3,301,385
Employee contributions$7,965,971
Employer contribution per active participant$4,792
Average account balance$145,960
Benefits paid to participants$16,259,907
Plan auditUnmodified (clean) audit opinion
AuditorFGMK, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$164.6M · 1,128 accts · $3.3M emplr
2023$146.6M · 1,091 accts · $3.0M emplr
2022$123.4M · 1,049 accts · $2.3M emplr
The The Pepper Companies, Inc. 401(k) match · 2024
Employer contribution per active participant$4,792
Median for plans this size$3,635
2024$4,792 per active participant
2023$4,474 per active participant
2022$3,890 per active participant

The Pepper Companies, Inc.'s 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
THE VANGUARD GROUP, INC. · Recordkeeping · Consulting$126,495
VANGUARD ADVISERS INC. · Investment advisory (participants)$77,615
IFP ADVISORS · Investment advisory (plan)$54,314
FGMK LLC · Accounting / audit$24,614

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$282,147 · 0.18%
2023$287,659 · 0.21%
2022$203,207 · 0.15%
Similar plansConstruction · Illinois
Tecta America Corp. IL$188.8M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 363337997 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.