Plan Ledger DOL Form 5500 · updated monthly

The Mosaic Company401(k)

MOSAIC INVESTMENT PLAN · TAMPA, FL · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

The Mosaic Company reported $137,585 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $13,523 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.04% to 0.02%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other manufacturing employers. By assets it is the 55th-largest of 3,644 plans among Florida employers on file, and the 378th of 13,661 in manufacturing. In 2024, the employer put in $1.02 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$853,247,831
Participants with balances3,004
Active participants2,163
Employer contributions$29,249,892
Employee contributions$28,606,209
Employer contribution per active participant$13,523
Average account balance$284,037
Benefits paid to participants$97,834,350
Plan auditUnmodified (clean) audit opinion
AuditorKPMG LLP
Plan history3
Yearassets · accounts · employer contribution
2024$853.2M · 3,004 accts · $29.2M emplr
2023$790.5M · 2,958 accts · $29.8M emplr
2022$708.9M · 2,825 accts · $29.4M emplr
Administrative expenses, itemized · 2024
Investment management$244,678
Total administrative$137,585
The The Mosaic Company 401(k) match · 2024
Employer contribution per active participant$13,523
Median for plans this size$4,294
2024$13,523 per active participant
2023$13,729 per active participant
2022$14,447 per active participant

The Mosaic Company's 2024 employer contribution ran above the $4,294 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$244,678
FIDELITY INVESTMENTS INST. OP. CO · Loan processingindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$137,585 · 0.02%
2023$197,040 · 0.03%
2022$309,800 · 0.04%
All plans at this employer2
MOSAIC INVESTMENT PLAN401(k)
MOSAIC UNION SAVINGS PLAN401(k)
Same employer
Similar plansManufacturing · Florida
Jabil, Inc. FL$1.3B · 0.06%
Heico Corporation FL$1.0B · 0.03%
Carrier Global Corporation FL$997.7M · 0.18%
Gerdau Ameristeel US Inc. FL$746.1M · 0.10%
Cae USA, Inc. FL$655.8M · 0.11%
Primo Water Holdings Inc FL$371.6M · 0.15%

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Source: U.S. Department of Labor, Form 5500 series, EIN 201026454 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.