Plan Ledger DOL Form 5500 · updated monthly

The Howard School, Inc.403(b)

THE HOWARD SCHOOL, INC. 401(K) PLAN · ATLANTA, GA · plan year 2024

Reported admin expense ratio · 2024
1.08%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

The Howard School, Inc. reported $136,147 in plan administrative expenses for 2024: 1.08% of average plan assets, higher than ~90% of peers. Employer contributions averaged $5,248 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.08%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 1,069th-largest of 2,160 plans among Georgia employers on file, and 1,887th of 3,091 in educational services. In 2024, the employer put in $1.35 for every $1.00 employees contributed themselves; active participation has shrunk from 180 to 112 since 2022.

Plan summary
Net assets, end of year$13,501,695
Participants with balances229
Active participants112
Employer contributions$587,782
Employee contributions$434,334
Employer contribution per active participant$5,248
Average account balance$58,959
Benefits paid to participants$376,144
Plan auditUnmodified (clean) audit opinion
AuditorAPRIO LLP
Plan history3
Yearassets · accounts · employer contribution
2024$13.5M · 229 accts · $588K emplr
2023$11.6M · 220 accts · $432K emplr
2022$10.6M · 205 accts · $391K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$136,147
Total administrative$136,147
The The Howard School, Inc. 401(k) match · 2024
Employer contribution per active participant$5,248
Median for plans this size$2,416
2024$5,248 per active participant
2023$3,825 per active participant
2022$2,172 per active participant

The Howard School, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
TIAA · Recordkeeping$37,401
SAGEVIEW ADVISORY GROUP, LLC · Investment advisory (participants) · Investment advisory (plan)$36,171
HUB INVESTMENT PARTNERS · Investment advisory (participants) · Investment advisory (plan)$33,549
MILLENNIUM ADVISORY SERVICES, INC · Investment advisory (participants) · Investment advisory (plan)$16,362
APRIO, LLP · Accounting / audit$13,650

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024TIAA
2023TIAA

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Administrative cost history3
2024$136,147 · 1.08%
2023$136,453 · 1.23%
2022$109,730 · 1.04%
Same employer
Similar plansEducational Services · Georgia
Rabun Gap-Nacoochee School GA$15.2M · 0.00%
Reinhardt University GA$15.0M · 0.29%
Whitefield Academy GA$14.2M · 0.02%
Tallulah Falls School Inc GA$13.0M · 0.00%
United Parents, Inc. GA$11.6M · 0.48%

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Source: U.S. Department of Labor, Form 5500 series, EIN 580611768 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.