Plan Ledger DOL Form 5500 · updated monthly

The Habitat Company, LLC401(k)

THE HABITAT COMPANY EMPLOYEES' RETIREMENT & SAVINGS PLAN · CHICAGO, IL · plan year 2024

Reported admin expense ratio · 2024
0.50%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

The Habitat Company, LLC reported $119,200 in plan administrative expenses for 2024: 0.50% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,117 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.496%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other real estate & leasing employers. By assets it is the 1,489th-largest of 3,702 plans among Illinois employers on file, and the 537th of 2,096 in real estate & leasing. In 2024, employees put in $2.97 for every $1.00 the employer contributed; active participation has shrunk from 387 to 233 since 2022.

Plan summary
Net assets, end of year$24,910,911
Participants with balances419
Active participants233
Employer contributions$493,301
Employee contributions$1,464,824
Employer contribution per active participant$2,117
Average account balance$59,453
Benefits paid to participants$3,420,391
Plan auditUnmodified (clean) audit opinion
AuditorPETER SHANNON & CO.
Plan history3
Yearassets · accounts · employer contribution
2024$24.9M · 419 accts · $493K emplr
2023$23.1M · 447 accts · $494K emplr
2022$19.2M · 448 accts · $492K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$59,410
Investment management$11,290
Total administrative$119,200
The The Habitat Company, LLC 401(k) match · 2024
Employer contribution per active participant$2,117
Median for plans this size$2,416
2024$2,117 per active participant
2023$1,906 per active participant
2022$1,270 per active participant

The Habitat Company, LLC's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$59,410
ALERA INVESTMENT ADVISORS, LLC · Consulting$26,000
PETER SHANNON & CO · Accounting / audit$22,500
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$11,290

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$119,200 · 0.50%
2023$122,339 · 0.58%
2022$118,513 · 0.50%
Same employer
Similar plansReal Estate & Leasing · Illinois
Jims Formal Wear LLC IL$32.6M · 0.33%
Inventrust Properties Corp. IL$25.9M · 0.29%
Idealease, Inc. IL$24.2M · 0.05%
Rmk Management IL$23.7M · 0.11%
Inland Bancorp,Inc. IL$22.9M · 0.28%

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Source: U.S. Department of Labor, Form 5500 series, EIN 300023745 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.