The Guild for Human Services, Inc.403(b)
THE GUILD FOR HUMAN SERVICES DEFINED CONTRIBUTION PLAN · CONCORD, MA · plan year 2024
Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works
The Guild for Human Services, Inc. reported $411 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $721 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 2 years on file its reported administrative ratio fell from 0.01% to 0.00%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Massachusetts (1,828th of 2,726), and the 1,573rd of 3,341 in other services. In 2024, employees put in $1.70 for every $1.00 the employer contributed; active participation has grown from 513 to 584 since 2022.
The Guild for Human Services, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
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Source: U.S. Department of Labor, Form 5500 series, EIN 042104849 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.