Plan Ledger DOL Form 5500 · updated monthly

The Guidance Center, Inc.401(k)

SAFE-HARBOR 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF THE GUIDANCE CENTER, INC. · FLAGSTAFF, AZ · plan year 2024

Reported admin expense ratio · 2024
0.60%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

The Guidance Center, Inc. reported $50,800 in plan administrative expenses for 2024: 0.60% of average plan assets, above the peer median. Employer contributions averaged $1,220 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.02% to 0.60%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 626th-largest of 1,285 plans among Arizona employers on file, and 6,053rd of 11,911 in health care & social assistance. In 2024, employees put in $2.39 for every $1.00 the employer contributed; active participation has grown from 175 to 208 since 2022.

Plan summary
Net assets, end of year$9,019,576
Participants with balances276
Active participants208
Employer contributions$253,732
Employee contributions$605,698
Employer contribution per active participant$1,220
Average account balance$32,680
Benefits paid to participants$704,588
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$9.0M · 276 accts · $254K emplr
2023$7.9M · 176 accts · $233K emplr
2022$7.5M · $222K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$50,800
Total administrative$50,800
The The Guidance Center, Inc. 401(k) match · 2024
Employer contribution per active participant$1,220
Median for plans this size$1,313
2024$1,220 per active participant
2023$1,376 per active participant
2022$1,269 per active participant

The Guidance Center, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TRANSAMERICA LIFE INSURANCE COMPANY · Recordkeeping · Loan processing$15,979
NOVA 401(K) ASSOCIATES · Recordkeeping · Loan processing$11,774
EDWARD D JONES & COMPANY · Investment advisory (plan)$21,318

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024NOVA 401(K) ASSOCIATES, Transamerica
2023NOVA 401(K) ASSOCIATES, Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$50,800 · 0.60%
2023$27,358 · 0.35%
2022$1,760 · 0.02%
Same employer
Similar plansHealth Care & Social Assistance · Arizona
The Joint Corp. AZ$9.5M · 0.04%
Momdoc, LLC AZ$8.1M · 1.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 860223720 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.