Plan Ledger DOL Form 5500 · updated monthly

The First National Bank and Trust Co., Chickasha401(k) + ESOP (KSOP)

THE FIRST NATIONAL BANK AND TRUST CO., CHICKASHA OKLAHOMA SAVINGS INCENTIVE AND EMPLOYEE STOCK OWNERSHIP PLAN · CHICKASHA, OK · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

The First National Bank and Trust Co., Chickasha reported $80,179 in plan administrative expenses for 2024: 0.29% of average plan assets, below the peer median. Employer contributions averaged $4,944 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.22% to 0.29%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 181st-largest of 724 plans among Oklahoma employers on file, and 2,463rd of 4,798 in finance & insurance. In 2024, the employer put in $1.17 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$28,888,833
Participants with balances202
Active participants163
Employer contributions$805,913
Employee contributions$689,602
Employer contribution per active participant$4,944
Average account balance$143,014
Benefits paid to participants$3,065,338
Plan auditUnmodified (clean) audit opinion
AuditorFINLEY & COOK, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$28.9M · 202 accts · $806K emplr
2023$26.8M · 202 accts · $781K emplr
2022$27.3M · 202 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$5,089
Investment management$70,965
Trustee / custodial$4,125
Total administrative$80,179
The The First National Bank and Trust Co., Chickasha 401(k) match · 2024
Employer contribution per active participant$4,944
Median for plans this size$2,416
2024$4,944 per active participant
2023$4,852 per active participant
2022$6,172 per active participant

The First National Bank and Trust Co., Chickasha's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ROGERS WEALTH GROUP · Investment management · Named fiduciary$25,760

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ROGERS WEALTH GROUP
2023ROGERS WEALTH GROUP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$80,179 · 0.29%
2023$72,326 · 0.27%
2022$62,216 · 0.22%
Same employer
Similar plansFinance & Insurance · Oklahoma
Rcb Bank OK$37.0M · 0.44%
Truity Federal Credit Union OK$34.6M · 0.22%
Nbc Corp. of Oklahoma Inc. OK$31.2M · 0.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 730181535 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.