Plan Ledger DOL Form 5500 · updated monthly

The Denver Waldorf School Association403(b)

DENVER WALDORF SCHOOL 403B PLAN · DENVER, CO · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

The Denver Waldorf School Association reported $144 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $521 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.01% to 0.00%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other educational services employers. By assets it is among the smaller plans on file in Colorado (1,106th of 1,461), and 2,590th of 3,091 in educational services. In 2024, employees put in $5.40 for every $1.00 the employer contributed; active participation has shrunk from 113 to 81 since 2022.

Plan summary
Net assets, end of year$4,293,895
Participants with balances121
Active participants81
Employer contributions$42,196
Employee contributions$227,900
Employer contribution per active participant$521
Average account balance$35,487
Benefits paid to participants$40,540
Plan auditUnmodified (clean) audit opinion
AuditorKUNDINGER CORDER & MONTOYA PC
Plan history3
Yearassets · accounts · employer contribution
2024$4.3M · 121 accts · $42K emplr
2023$3.7M · 112 accts · $83K emplr
2022$3.1M · 64 accts · $31K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$144
Total administrative$144
Employer contributions to the The Denver Waldorf School Association plan · 2024
Employer contribution per active participant$521
Median for plans this size$1,313
2024$521 per active participant
2023$676 per active participant
2022$276 per active participant

The Denver Waldorf School Association's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$144

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$144 · 0.00%
2023$246 · 0.01%
2022$294 · 0.01%
Similar plansEducational Services · Colorado
Career Certified CO$6.2M · 1.55%
The Ce Shop LLC CO$2.8M · 0.05%
Spekit, Inc. CO$1.9M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 840717615 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.