Plan Ledger DOL Form 5500 · updated monthly

The de Moya Group, Inc.401(k)

THE DE MOYA GROUP, INC. PROFIT SHARING PLAN & TRUST · MIAMI, FL · plan year 2024

Reported admin expense ratio · 2024
0.22%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

The de Moya Group, Inc. reported $91,364 in plan administrative expenses for 2024: 0.22% of average plan assets, below the peer median. Employer contributions averaged $4,979 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.25% to 0.22%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 589th-largest of 3,644 plans among Florida employers on file, and the 1,145th of 5,337 in construction. In 2024, employees put in $1.09 for every $1.00 the employer contributed; active participation has grown from 295 to 328 since 2022.

Plan summary
Net assets, end of year$44,363,697
Participants with balances380
Active participants328
Employer contributions$1,633,084
Employee contributions$1,783,233
Employer contribution per active participant$4,979
Average account balance$116,747
Benefits paid to participants$4,106,450
Plan auditUnmodified (clean) audit opinion
AuditorBERKOWITZ POLLACK BRANT LLP
Plan history3
Yearassets · accounts · employer contribution
2024$44.4M · 380 accts · $1.6M emplr
2023$40.1M · 350 accts · $2.2M emplr
2022$33.0M · 332 accts · $1.5M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,525
Investment management$82,839
Total administrative$91,364
The The de Moya Group, Inc. 401(k) match · 2024
Employer contribution per active participant$4,979
Median for plans this size$2,416
2024$4,979 per active participant
2023$7,014 per active participant
2022$5,001 per active participant

The de Moya Group, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
OSAIC FA INC · Investment advisory (plan)$74,730
FLORIDA RETIREMENT CONSULTANTS · Contract administrator$8,525
LEAFHOUSE FINANCIAL ADVISORS, LLC · Investment advisory (plan)$8,109

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$91,364 · 0.22%
2023$101,843 · 0.28%
2022$87,712 · 0.25%
Same employer
Similar plansConstruction · Florida
Finfrock Holdings, Inc. FL$58.9M · 0.03%
Mattamy Homes Corporation FL$56.5M · 0.37%
Anderson Columbia Co., Inc. FL$44.3M · 0.76%
Nc Employment Group, Inc. FL$37.0M · 0.30%

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Source: U.S. Department of Labor, Form 5500 series, EIN 592629362 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.